Rebuilding Credit Doesn’t Have to Be Complicated.
Free Credit Assessment
Credit Monitoring Setup (Required)
Credit Monitoring Setup (Required)
We start with a free, personalized credit review to understand your current situation and map out your path to recovery. Here’s what you’ll discover:
- 📊 Your Current Credit Score & Reports – A clear snapshot of where you stand with all three credit bureaus.
- 💳 Your Debt Utilization Rate – See how much of your available credit you’re usin
We start with a free, personalized credit review to understand your current situation and map out your path to recovery. Here’s what you’ll discover:
- 📊 Your Current Credit Score & Reports – A clear snapshot of where you stand with all three credit bureaus.
- 💳 Your Debt Utilization Rate – See how much of your available credit you’re using — and how it’s impacting your score.
- ⚠️ Your Negative Accounts – Identify the accounts holding you back, including collections, late payments, and charge-offs.
- 💡 Opportunities for Fast Improvement – Pinpoint quick wins and long-term strategies to start rebuilding immediately.
Credit Monitoring Setup (Required)
Credit Monitoring Setup (Required)
Credit Monitoring Setup (Required)
We require active credit monitoring to track changes, progress, and alerts in real-time.
👉 We recommend MyFreeScoreNow for secure, 3-bureau monitoring.
Based on your credit profile, we create a tailored Credit Recovery Plan that aligns with your goals. This includes:
- 🗂️ What to Dispute – Identify inaccurate, outdated, or unfair items h
We require active credit monitoring to track changes, progress, and alerts in real-time.
👉 We recommend MyFreeScoreNow for secure, 3-bureau monitoring.
Based on your credit profile, we create a tailored Credit Recovery Plan that aligns with your goals. This includes:
- 🗂️ What to Dispute – Identify inaccurate, outdated, or unfair items hurting your score — and take action to get them removed.
- 💸 What to Pay Down – Target high-impact debts that are dragging your score down and create a strategy to reduce them efficiently.
- 💪 What to Build Up – Add positive accounts that boost your credit mix, payment history, and overall credit strength.
- 🔒 What to Protect – Learn how to safeguard your credit profile from future damage, fraud, or missteps that could undo your progress.
Customized Recovery Plan
Credit Monitoring Setup (Required)
Dispute & Remove Negative Items
Based on your credit profile, we create a tailored Credit Recovery Plan that aligns with your goals. This includes:
- 🗂️ What to Dispute – Identify inaccurate, outdated, or unfair items hurting your score — and take action to get them removed.
- 💸 What to Pay Down – Target high-impact debts that are dragging your score down and create a st
Based on your credit profile, we create a tailored Credit Recovery Plan that aligns with your goals. This includes:
- 🗂️ What to Dispute – Identify inaccurate, outdated, or unfair items hurting your score — and take action to get them removed.
- 💸 What to Pay Down – Target high-impact debts that are dragging your score down and create a strategy to reduce them efficiently.
- 💪 What to Build Up – Add positive accounts that boost your credit mix, payment history, and overall credit strength.
- 🔒 What to Protect – Learn how to safeguard your credit profile from future damage, fraud, or missteps that could undo your progress.
Dispute & Remove Negative Items
Credit Monitoring Setup (Required)
Dispute & Remove Negative Items
We don’t just talk about credit repair — we take action.
Our team sends compliant dispute letters to credit bureaus, collectors, and data furnishers — legally demanding the removal of harmful and inaccurate items.
Here’s what we go after:
- ⏰ Late Payments – Tackle the dings on your payment history that are pulling down your score.
- 💥 Collec
We don’t just talk about credit repair — we take action.
Our team sends compliant dispute letters to credit bureaus, collectors, and data furnishers — legally demanding the removal of harmful and inaccurate items.
Here’s what we go after:
- ⏰ Late Payments – Tackle the dings on your payment history that are pulling down your score.
- 💥 Collections – Dispute and remove third-party collections that damage your credit reputation.
- 🔻 Charge-Offs – Challenge written-off debts and fight for fair reporting.
- 🚗 Repossessions – Address repossessed vehicles and negotiate for resolution or deletion.
- ❌ Errors & Inaccuracies – Eliminate outdated, duplicated, or incorrect info harming your report.
Step 8: Create Your Credit Amends List
Step 8: Create Your Credit Amends List
Step 8: Create Your Credit Amends List
We made a complete list of all outstanding debts, collections, and derogatory marks on our credit reports — and became willing to take responsibility for them, one account at a time.
🧾 You can’t fix what you don’t face. This step is about confronting your full financial reality and getting ready to take strategic action.
You’ll learn h
We made a complete list of all outstanding debts, collections, and derogatory marks on our credit reports — and became willing to take responsibility for them, one account at a time.
🧾 You can’t fix what you don’t face. This step is about confronting your full financial reality and getting ready to take strategic action.
You’ll learn how to:
- 📋 Pull and review all three credit reports to identify what’s hurting your score.
- 🗂️ List every negative account — charge-offs, collections, late payments, judgments, etc.
- 📊 Organize by impact and priority so you know where to start.
- 🧠 Mentally and emotionally prepare to resolve what you owe — with no shame, just strategy.
This is your financial truth inventory — the foundation for real credit recovery.
Build Positive Credit
Step 8: Create Your Credit Amends List
Step 8: Create Your Credit Amends List
Repairing credit is only half the battle — we help you build new credit the right way to create long-term financial health.
We’ll guide you through:
- 💳 Credit Builder Card – A powerful tool to rebuild your credit with responsible use. Apply Here
- 🔐 Secured Credit Options – Safe ways to boost your credit profile without high risk.
- 🔄 Cred
Repairing credit is only half the battle — we help you build new credit the right way to create long-term financial health.
We’ll guide you through:
- 💳 Credit Builder Card – A powerful tool to rebuild your credit with responsible use. Apply Here
- 🔐 Secured Credit Options – Safe ways to boost your credit profile without high risk.
- 🔄 Credit Mix Strategies – Learn how a healthy mix of accounts can supercharge your score.
- 🕒 On-Time Payment Tools – Set up systems and reminders that keep your payment history flawless.
Ongoing Coaching & Support
Step 8: Create Your Credit Amends List
Ongoing Coaching & Support
We’re in this with you — not just for 30 days, but for the long haul.
As you move through the Steps of Credit Recovery, we provide support to keep you on track.
Credit recovery doesn’t stop when the negative items are gone — it’s about staying educated and empowered. Once your credit is fixed, we're still here for you whenever you need s
We’re in this with you — not just for 30 days, but for the long haul.
As you move through the Steps of Credit Recovery, we provide support to keep you on track.
Credit recovery doesn’t stop when the negative items are gone — it’s about staying educated and empowered. Once your credit is fixed, we're still here for you whenever you need support or have questions.
🤝 You don’t have to figure it out alone — even after your credit is repaired, we’ve got your back.
You’ll gain clarity and control over:
- 📅 Budgeting & Spending Habits – Learn how to live within your means and plan with purpose.
- 💵 Debt Reduction – Use smart strategies to pay down debt faster and more efficiently.
- 📉 Credit Utilization – Master the art of using your credit without overextending.
- 🏦 Rebuilding Trust with Lenders – Regain credibility and qualify for better financial opportunities.
- 🌱 Long-Term Financial Health – Build habits that support wealth, stability, and freedom.
Credit Empowerment
Step 8: Create Your Credit Amends List
Ongoing Coaching & Support
After working through the first six steps, you’re no longer just fixing your credit — you’re financially empowered and ready to succeed. This is where your hard work pays off.
🎯 You’ve gone from surviving bad credit to building a future with financial confidence and control.
We’ll help you:
- 🏠 Qualify for Major Purchases – Whether it's a
After working through the first six steps, you’re no longer just fixing your credit — you’re financially empowered and ready to succeed. This is where your hard work pays off.
🎯 You’ve gone from surviving bad credit to building a future with financial confidence and control.
We’ll help you:
- 🏠 Qualify for Major Purchases – Whether it's a home, car, or business loan, you’ll be ready to apply with confidence.
- 💳 Unlock Better Credit Opportunities – Gain access to high-limit, low-interest credit options as your score improves.
- 📈 Start Building Wealth – Learn smart saving, investing, and long-term financial planning.
- 🎓 Celebrate Your Credit Comeback – Receive your Graduation Certificate and join our Alumni Network & Referral Rewards Program
This is your next chapter: confidence, credit power, and financial freedom.
Take Direct Action to Resolve Past Debts
Share the Hope. Be the Reason Someone Else Gets a Second Chance.
Take Direct Action to Resolve Past Debts
Take Action to Repair the Damage
We began reaching out to creditors to settle, negotiate, or repay our debts in a way that reflected responsibility and integrity — except when doing so would cause further financial harm.
📞 Credit repair isn’t about running from the past — it’s about taking responsibility and resolving it head-on.
In th
Take Action to Repair the Damage
We began reaching out to creditors to settle, negotiate, or repay our debts in a way that reflected responsibility and integrity — except when doing so would cause further financial harm.
📞 Credit repair isn’t about running from the past — it’s about taking responsibility and resolving it head-on.
In this step, CorrectACredit will handle the process for you — while also teaching you how to:
📬 Contact creditors and collection agencies with confidence and professionalism.
💵 Negotiate pay-for-delete agreements, settlements, or payment plans that support your credit recovery.
🧾 Dispute inaccurate or outdated information legally and effectively, using proven strategies.
🗂️ Document all communication and progress to protect and strengthen your credit moving forward.
Continue Financial Self-Inventory
Share the Hope. Be the Reason Someone Else Gets a Second Chance.
Take Direct Action to Resolve Past Debts
Stay Accountable and Aware
We continued to take personal and financial inventory — and when we made a mistake, we promptly acknowledged it and made things right.
🔄 Credit recovery is a lifestyle, not a one-time fix. We stay honest, humble, and willing to adjust when needed.
We teach you to:
- 📆 Track your progress monthly
- 📉 Catch bad ha
Stay Accountable and Aware
We continued to take personal and financial inventory — and when we made a mistake, we promptly acknowledged it and made things right.
🔄 Credit recovery is a lifestyle, not a one-time fix. We stay honest, humble, and willing to adjust when needed.
We teach you to:
- 📆 Track your progress monthly
- 📉 Catch bad habits before they snowball
- 🔧 Fix mistakes fast (like missed payments or overspending)
- 🧘♂️ Stay grounded in your goals and values
Share the Hope. Be the Reason Someone Else Gets a Second Chance.
Share the Hope. Be the Reason Someone Else Gets a Second Chance.
Share the Hope. Be the Reason Someone Else Gets a Second Chance.
Once you've experienced the power of credit recovery, don’t keep it to yourself — share it.
Your journey can inspire someone else to take action. And the best way to give back? Send them to the same place that helped you: CorrectACredit.
🌱 Your comeback is the proof someone else needs to believe that change is possible.
🙌 When you've bee
Once you've experienced the power of credit recovery, don’t keep it to yourself — share it.
Your journey can inspire someone else to take action. And the best way to give back? Send them to the same place that helped you: CorrectACredit.
🌱 Your comeback is the proof someone else needs to believe that change is possible.
🙌 When you've been helped, it’s your turn to help others — and that starts with a referral.
You’ll be empowered to:
- 📢 Tell your story and show others what’s possible.
- 💬 Refer others to CorrectACredit so they can start their own comeback.
- 🧑🤝🧑 Support our growing community through CRA groups and outreach.
- 🏅 Be a credit role model — someone who leads with integrity, discipline, and faith.
👉 Every referral matters. Every testimony plants a seed. Together, we build a movement.
About Us
You’re Never Alone
CorrectACredit is more than a credit repair service — it’s a movement of hope, transformation, and second chances.
We believe that everyone deserves the opportunity to rebuild, recover, and rise again.
When you call us, you're not just getting help —
you’re joining a mission rooted in faith, integrity, and real financial change.
📞 Call t
CorrectACredit is more than a credit repair service — it’s a movement of hope, transformation, and second chances.
We believe that everyone deserves the opportunity to rebuild, recover, and rise again.
When you call us, you're not just getting help —
you’re joining a mission rooted in faith, integrity, and real financial change.
📞 Call today to get started — we’ll walk with you through every step of your credit recovery journey.
We’re here to help you:
• Repair your credit with proven strategies
• Understand your rights and your report
• Rebuild the right way — not just fast, but for life
• Access the tools, support, and accountability you need.
👉 Sign up now and take the first step toward your Credit Comeback.
You don’t have to do this alone. We’ve got your back.
Announcement
👋 Welcome to CorrectACredit!
Need help rebuilding your credit? Chat with us now — we're here to guide you step by step!